Get a cash offer

Cash for invoices your customers haven't paid yet.

DeDram buys past-due commercial invoices from US companies at a discount and pays you within days. We take on the collection risk and the work — you get certainty now instead of an open question in 60, 90, or 120 days.

Invoice outstanding $84,200
Days past due 97
Debtor Commercial account
Cash from DeDram $68,900

Illustrative example. Your offer reflects the specific invoice, debtor, and age.

How it works

Three steps, most of the wait removed.

1

Submit the invoice

Send us the invoice, the debtor's details, and its aging. Takes a few minutes; no cost to submit.

2

Receive a cash offer

We assess collectability and quote a purchase price, typically within two business days.

3

Get paid, we take it from here

Accept the offer and funds move to your account. Our collections partners pursue the debtor — not you.

Why sell instead of wait

Waiting has a cost too. It's just not on your invoice.

Speed

Cash in days rather than however long the debtor takes to pay — or doesn't.

Off your books

No more aging reports, reminder calls, or internal time spent chasing an account that isn't your core business.

Certainty

A fixed amount today replaces an uncertain amount later. You know exactly what you're getting, and when.

No obligation to sell

The assessment and offer are free. If the number doesn't work for you, walk away — nothing owed.

What we buy

Commercial invoices, not consumer debt.

Typically a fit

  • US business-to-business invoices
  • 30–180+ days past due
  • Debtor is an operating company, not an individual
  • Underlying goods or services were delivered and undisputed
  • Invoice value of $10,000 or more

Not a fit

  • Consumer debt
  • Invoices under active legal dispute
  • Debtors in active bankruptcy proceedings
  • Already-assigned or previously factored invoices
How we work

Underwriting discipline, not a blanket discount rate.

Individually assessed

Every invoice is priced on its own facts — the debtor, the age, and the documentation — not a flat percentage.

Confidential process

Submitting an invoice for an offer does not notify the debtor. Nothing moves until you accept.

Recovery partners

Once purchased, collection is handled through established agency partners operating within applicable federal and state law.

Get a cash offer

Tell us about the invoice — the debtor, the amount, and how long it's been outstanding. We'll respond within one business day, and there's no cost or obligation.

info@dedram.com